1. Introduction How to take a quick claim

" How to take a quick claim" to be loged with the insurance company Indeed, getting an insurance claim has become very important task today. There are different types of insurance depending upon the needs of the person or organization; I just say there are different types of claims.

2. Meaning  How to take a quick claim

Initially, Insurance claim means policy holder demand to the insurance company for recover his loss or compensation or damage on basis of purchase insurance policy. The insurance company will paid fully payment to the insurer. Lastly, insurance company denies the claim of insurer.

3.Types of How to take a quick claim

Particularly, Insurance policies are formulated and sold calculating on the basis of human needs and risks. In briefly, life insurance, health insurance, fire insurance, Marine insurance, accident insurance, Damage or loss of property insurance provides protection against various types of risks like insurance charging premium amount from the insurer.

4.Process How to take a quick claim

Basically, the insured has to demand payment of the claim by providing the required supporting evidence before the company within the stipulated time. and The company starts claim process after the claim demanded from the insurer.

5. Check legality How to take a quick claim

After that, In the case of claim the insurance company to collect evidence from insurer. Regarding, the incident from the insurance company compared with the policy and rules of the insurance and the legality of the claim will verify.

6.    Bogus claim of insurance

In other words, where an insurer will trying to obtain claim producing forged and bogus evidence, after inspecting  forged and bogus documents from the insurance company. Finally, concluded that the claim is forged, then after such claim is regret/reject by the insurance company. The insurer does not even get legal protection or compensation for bogus claim.

7. Settlement of Insurance claim

Sometimes the insured and the insurer avoid seeking legal redress and, as a result, settle the claim by negotiating settlement and determining the lump sum amount of the claim. In the process of this settlement, the insurer has to forgo the legal benefits. This settlement is not appropriate in the eyes of the law.

8.Compensation or Rejection of the insurance claim

Some insurance claims are genuine as per policy and rules and the insurance company pays to the insured within the stipulated time limit.

But, many times the insurer's claim is rejected the insurance from the company for some inexplicable reason or due to misinterpretation of the policy and rules or due to error of fact or prejudice assessment of the evidence provided from the insurer. Therefore, the insurer often in big trouble.

9.    Legal remedy of the rejected claim

In case the insurance claim rejects / regrets of the insurer’s without enforcing legal factors the insurance company, the insured needs to seek recourse to the court. The court hears the representations of the insurance company and the insurer and evaluates the evidence impartially. Subsequently, when the court concludes that the insured is legally entitled to the claim, the court reimburses the insured in addition to the amount of the claim, as well as interest and psychological harassment.

10.References of the Indian court related insurance claim

• Kirti & Anr.Etc Versus Oriental insurance company ltd.
• Shri Mukut Lal Duggal versus United India insurance
• P.V.Suresh Versus LIC
• Bajaj alliance life insurance company versus Dalbir Kaur

11. Conclusion

Shortly, when the insurer's claim Reject or Regret from the insurance company. The insurer should exercise his constitutional right to challenge the decision of the rejected / regret claim in court, relying on the law without losing hope and courage.

After all, I hope this article is useful to you, if you have any confusion/query about this article please let us know in our email advocatevdave2007@gmail.com or give your comments below the article.